Short Term Insurance

Our Short-term division is structured into units, each dealing solely with either large, medium, or small enterprises, or individuals. This is to ensure that clients receive both focused expertise and service.


  • Assets All Risk Programmes
  • Material Damage
  • Business Interruption
  • General Public Liability
  • Professional Indemnity
  • All Crime Classes
  • Worker’s Compensation Act
  • Group Personal Accident
  • Construction and Erection All Risks
  • Construction Bonds and Performance Bonds
  • Aviation Hull, Liability and Personal Accident
  • Marine and Goods in Transit
  • Hospitality and Tourism

Personal Lines:
  • Homeowners and Householders and All risks policies
  • Private Motor Vehicles
  • Life Insurance, and Mortgage Protection Cover
  • Travel Insurance

Employee Benefits

  • Group Life Assurance
  • Occupational Disability Benefits
  • Permanent Health Insurance (Income Replacement Benefit)
  • Dread Disease Benefits /Critical Illness
  • Group Funeral Cover
  • Medical Evaluation Cover
  • Medical Insurance Cover